Right now, a mobile banking app has gained great significance owing to its advanced features. Since the pandemic, it has helped people stay safely indoors and carry out all banking activities. You can carry your everyday banking tasks like paying bills, transferring funds between accounts, checking balances, and viewing statements on the banking app. Moreover, it also helps you open a savings bank account instantly without visiting a bank’s branch.
You don’t have to be digitally savvy to use a mobile net banking app. Most banks, including IDFC FIRST Bank, have come out with a user-friendly mobile app to help their consumers, regardless of generation differences, do banking conveniently. One of the prime features of a mobile banking app is you can open a digital bank account from anywhere. Here’s how you can do it.
Easy steps to open an instant bank account
Like booking a movie or travel ticket online, you can start a savings bank account with your preferred bank. The IDFC FIRST Bank mobile banking app offers hassle-free opening of an instant bank account through a few simple steps.
Step 1: Download the IDFC FIRST Bank mobile banking app on your mobile phone. You can find it on Google’s PlayStore or Apple’s App Store.
Step 2: Enter your full name, mobile number, and email address
Step 3: Provide your PAN Card and Aadhaar Card or Voter’s ID numbers
Step 4: Fill out your personal details such as your age, date of birth, contact address, occupational details, and other relevant information.
Step 5: Submit your details with the scanned copies of PAN Card and Aadhaar Card or Voter’s ID Card
Step 6: Receive a one-time password (OTP) and verify it
Step 7: Complete the KYC verification via a video call
Step 8: Voila! You have opened an instant savings account. Now you can transfer funds to your new account.
Why should you open an online bank account with IDFC FIRST Bank?
The IDFC FIRST Bank mobile banking app allows you to open a bank account quickly and enjoy several amazing benefits. Here are some of the essential ones:
Once you have submitted all the details and completed the KYC verification process. IDFC FIRST Bank takes a few minutes to complete the process and has your new account operational immediately. You get access to all online internet banking facilities like paying bills, transferring funds, applying for a loan, buying insurance, and managing money.
Unlimited ATM transactions
You get to enjoy free and unlimited ATM transactions by starting a savings account online.
Get vouchers worth Rs 3000
You will receive vouchers within 30 days of the opening of an instant bank account. The vouchers worth Rs 3000 can be redeemed by shopping for your favourite brands online.
Apply for personal loans online
With a digital bank account, you become eligible for pre-approved personal loans, which can help you meet any financial emergency. Such instant loans are offered at attractive interest rates.
Digital debit card
You can have an IDFC FIRST Bank Signature Debit Card to pay from anywhere. The debit card comes with exciting cashback offers, higher withdrawal limits, and complimentary lounge access.
The IDFC FIRST Bank’s instant bank account is meant for those who don’t have time to visit the bank. It is for those who want to meet their online internet banking needs instantly while enjoying the benefits of it.